On another forum, I reading complaints that a technician failed to correctly diagnose a bad PT, because he didn't test the amp on an arc-fault circuit.
Regarding what arc faults do, I suspect different manufacturers react differently. Much like the AMD chip and the old 286, 386 cpus. meet a set of conditions, certify and get it on the market.
PRR, regarding your house built in 1948, and its electrical upgrades, Are you rewiring the majority of the house, that is new panels, new breakers and new wires? If, so, code requirement? Had a friend, who had a rental and had to replace one bedroom's wiring. because an adjoining wall, the the Authority having Jurisdiction, required a complete rewire of the 500 sqft apartment, and a new panel. (Inspector felt, that more than 25% of the wiring was being replaced.) Since it was considered commercial property by city code, the work had to permitted and done by a licensed journeyman. (It cost more to repair the damage to the walls and the roof, than it cost to rewire).
In the 80's, one of my co-workers, had an near fatal accident, he slipped on some algae, growing on top of a transformer and fell into the secondaries (4160v). He was using distilled water to wash dirt and grime off the insulators. In the lab, we monitored RO water with an ohm meter (mega-ohms).
If my memory serves me correctly, any water classified as hard water will conduct enough electricity at 110v to trip a GFIC. some soft waters will do the same.
Regarding, hot tubs and pools, their chemistry is one which provides enough electrolytes to trip a GFIC, again relying on memory, any 110v pool light needs to be gfi protected. Thank you know who, for LED lights.
PRR no disagreement with you regarding what I call a false sense of safety.