Yes you are. Although we tend to think of them that way, not every 12AX7 exists in a Fender preamp....with "zero" (or 1 or 2 or 3) volts on the cathode.
Plenty of 12AX7 (and its brothers) were used in differential configurations and cascode configs (mostly in lab equipment and power supplies) where the cathode is raised "high". What's high? Well, the cathode on the 12AT7 phase splitter in an AB763 amp is 100 volts in a Twin Reverb. In any given tube, the heater-to-cathode is definitely not meant to deal with the range of voltages that the plate-to-cathode is expected to handle. The filament is a delicate wire, shoved inside the cathode, actually touching it, except for the non-conducting metal oxide coating the filament. So it is prone to breakdown if it is stressed enough. Hence: "do not exceed" warnings on the H-to-K volts. Once we wire up the filaments, we usually forget about them. It's certainly plausible that some designer
might need a 12AX7 running in a ckt with 600-800 volts on the plate...so, he'd look at the tube maximum and try to get the cathode up to 450 volts or so, 200-250-300 down from the plate. Oops, now the filament, running at (essentially) zero volts is 450 volts different from the cathode, and tube can't handle that. So he has to figure out a way to feed a high DC voltage to the heater string (or perhaps just this one tube) so that the H to K insulation doesn't break down.