> My calulations while holding a Sam Adams are ... assuming your fan is drawing 500ma
It likely draws less at lower voltage.
An alternative approximation: 12V at 0.5A is 24 ohms. Pretend it is about 24 ohms at any useful voltage (it may go way high or low when it stops turning, but that's not a useful condition).
jjasilli suggests 8V and I agree this is a good trial target. 8V is 2/3rd of 12V. In other words, we want two parts fan, one part resistor. Which means the resistor is half of the fan. If fan is 24 ohms, trial resistor is 12 ohms.
-Some- such fans will run at half voltage. That's obviously 24 ohms, although at half voltage the current may not be exactly "half". No matter; you want enough ohms to drop the noise, not so many that it could fail to start or not cool well; you don't need any specific voltage.
Doug> 4 volts / .5 AMPS
Note that 4V*0.5A is 2 Watts.
The alternate guesstimate, 4V on 12 ohms, is 1.33 Watts in the resistor. Or 6V at 0.25A would be 1.5W.
> 1ohm 10watt ... - overkill, I know.
Yes. You should probably tie 4 or 8 onto a board as a Dummy Speaker Load. Until you get around to it, eight or twelve of them are perfect test-rig to find a happy fan condition. They will NOT overheat (worst-case, 0.5A fan and 0.5A in 1 ohm is 0.25W, in 10W resistor, is hardly-warm).
If this large lump of parts is too big for the fish shelf, you can then count the actual ohms and watts, order something neater.