... if "Sag & Ghosting or Stiff & Clean are the options", why does my 5E3 have no IM distortion w/both volumes on 12? ...
Filter caps are "buckets of charge" (or "current waiting to move"). When those buckets are full, our power supply is perfectly-clean DC. When those buckets are depleted, the AC Ripple from the rectifier is a greater % of Total Voltage in the power supply.
6V6s suck small current; 6L6s suck big current (when each is making its max output power). The filter capacitance of the 5F6-A Bassman is larger than that of the 5E3 Deluxe, but probably not in proportion to the bigger 6L6 power section's ability to "drain the filter buckets." So playing the Bassman at high power is more likely to result in a larger AC Ripple.
The guy I'm talking about mostly gripes about his vintage-style Marshall & Vox amps. The modern amps he plays mostly have much stouter power sections (and he doesn't complain about IM with those), but he bemoans the "lack of vintage feel." It's a hard trade-off, or you go elsewhere looking for your dirt.
You may already know this, but intermodulation distortion ("IM") is not just when ripple hum gets mixed with audio & makes odd subharmonics. It's just that is a particularly-noticeable form of IM distortion. Your Deluxe absolutely has IM distortion happening when it is cranked, but perhaps mostly between various notes played (and their harmonics).
... Are there better choices for a simple, loud amp that I can crank for power amp distortion w/out pedals, or should I look towards a design w/more preamp gain stages?
I don't own any master-volume amps, but I'm also not afraid to use pedals for distortion. Outside of a very narrow range of volume, power section distortion made be overrated or not usable (due to the hum-IM, if that matters to you).
Jim Kelley occasionally makes an appearance on another forum, and
his latest amps mimic the behavior of a distorting power section with a special preamp stage, which gets the dirt at any volume & sidesteps the issue of hum-IM. That's because the player generally isn't pulling big current from the power section, and never experiences an increase of ripple AC, so there's no hum-IM.
So it's not that power section distortion or preamp distortion is better/worse, but that they both have limitations & trouble areas. And the #1 trouble area for a lightly-filtered vintage-style non-master-volume amp is that it sounds forgiving & problem-free while clean, but could have a lot of hum-IM when driven to distortion; distortion is also at/above a single loudness level. Preamp distortion circuits have their own trouble areas, and some designers handle these well while others do not.
It is wise to remain open to other approaches of circuit design that mainly evolved to work around the problems as they were discovered through the decades.